VEL IT SOLUTION provides Flood Certifications that determines whether or not a subject property is within a Special Flood Hazard Area (SFHA), All flood certifications are determined using digital and hard copy FEMA Flood Insurance Rate Maps and Flood Hazard Boundary Maps in conjunction with geocoding software, street maps, tax maps, plats, and aerial and satellite photos as defined by the Federal Emergency Management Agency (FEMA). We use only State and Federally approved maps, as required by FEMA regulations, to ensure the flood determinations that we provide are 100% legal and accurate, at the lowest possible price. Because our development and product management team are former bankers, regulators, and industry consultants, we possess the necessary expertise to provide you with compliant, accurate flood certifications. 

The majority of our orders are returned in 90 Minutes. If a property requires additional research, orders are often completed faster than our stated 24 hour service level.

VEL IT SOLUTION Flood includes the following services:

Our Basic Flood Certification provides one-time flood plain determination. Conclusions are based on the most current data detailing a property`s flood-zone. Identifies the flood zone, community number, map and panel number, community participation information, insurance availability, map date and entry-date. HMDA/Census Tracking information is available with each determination.

Includes a basic determination plus tracking of zone changes for the life of the loan. If a map change or community status change occurs on the property, we will notify you within 60 days of updates to the Flood Insurance Rate Map (FIRM). Finally, life-of-loan service is fully transferable should the loan be sold or transferred.

Provides life-of-loan determinations for commercial properties that include the community name and number, panel-suffix, map date, base flood elevation for the Flood Insurance Rate Maps and community participation status.

Includes a basic or life-of-loan determination for your entire portfolio so you can be sure all your loans are compliant and that you have the appropriate coverage

• Property Tax Services

• We verify Current and Delinquent Tax information

• Parcel Number
• Assessed value
• Building value
• Homestead exemption
• Tax year and period
• Current tax information
• Delinquent tax information
• Paid amount and paid dates

• We provide countywide city liensearches

• Local property taxes on land and building, billed amount, paid amount,paid date, and delinquent tax information

• We search for open/pendingand expired permit information on the property.

•  Violations provided in the city/county lien search results, code enforcement information is requested for each lien search

Utility information as to the payment terms (monthly, quarterly, etc.).

To learn more about VEL IT SOLUTION Flood & Tax Services, please Contact us. We look forward to hearing from you.